According to CreditCards.com’s seventh annual debt-free poll, only 7% of debtors expect to die in debt. That’s a dramatically lower […]
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Bank Branch Closings Weigh on Rural Communities, Fed Finds
New research from the Federal Reserve found a majority of U.S. counties lost bank branches in recent years, and rural […]
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One Simple Way to Reduce Your Risk of Late Payments on Personal Loans
According to a study of more than 400,000 Sallie Mae clients, including borrowers’ credit scores in bill statements can boost […]
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Oregon Requires Consumers to Repay Title, Payday Loans Before Lender Makes New Loan
Oregon’s governor has signed a bill that bans title loan and payday companies from making a new loan to a […]
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Older Americans Had a 40-Point Drop in Their Credit Score in the 10 Years Since the Great Recession
A decade after the housing market collapsed, some borrowers’ credit scores still have not recovered. New data from Experian shows […]
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Consumers Still Wary of Risk, 10 Years After Recession
About 70 percent of Americans feel financially secure today, up from 47 percent 10 years ago, research finds. Nearly 90 […]
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Most Consumers Overestimate What It Takes to Get a Mortgage
A recent Fannie Mae survey finds most consumers believe that obtaining a mortgage requires a higher credit score and larger […]
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Oregon Enacts New Vendor Data Breach Notification Requirements
Oregon Gov. Kate Brown has signed a bill that requires vendors, service providers, and other third parties that store consumer […]
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Commentary: Revisiting Small Loans Rules Crucial to Maintaining Access to Credit for Vulnerable Consumers
In considering reforms to the small-dollar loan industry, lawmakers must tread carefully to avoid limiting credit access for the most […]
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Small Mortgages Are Getting Harder to Come By
Attom Data Solutions reports that small mortgages are becoming scarcer for low- and middle-income homebuyers. The real estate firm estimates […]
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