{"id":4761,"date":"2018-06-11T08:27:07","date_gmt":"2018-06-11T15:27:07","guid":{"rendered":"https:\/\/cashco.harnessyourwebsite.com\/?p=4761"},"modified":"2021-10-07T16:05:05","modified_gmt":"2021-10-07T23:05:05","slug":"car-payments-hit-a-record-high","status":"publish","type":"post","link":"https:\/\/cashcoloan.com\/es\/car-payments-hit-a-record-high\/","title":{"rendered":"Los pagos de autom\u00f3viles alcanzan un m\u00e1ximo hist\u00f3rico"},"content":{"rendered":"<p>El informe \u201cEstado del mercado de financiamiento automotriz\u201d de Experian estim\u00f3 que el pr\u00e9stamo promedio para la compra de un veh\u00edculo nuevo alcanz\u00f3 un r\u00e9cord de $31,455 en el primer trimestre de 2018. La cuota mensual por un veh\u00edculo nuevo subi\u00f3 a $523, mientras que la tasa de inter\u00e9s promedio subi\u00f3 31 puntos base en comparaci\u00f3n con el a\u00f1o anterior, hasta el 5,17 por ciento. \u201cEl estadounidense promedio no puede permitirse un auto nuevo\u201d, afirm\u00f3 Melinda Zabritski, de Experian, en un evento organizado por la Asociaci\u00f3n Estadounidense de Servicios Financieros (AFSA) y la Asociaci\u00f3n Nacional de Administradores de Cr\u00e9dito al Consumidor. \u201cPara revertir la tendencia, los concesionarios y las entidades crediticias deben comprender mejor\u2026 los datos y explorar diferentes opciones para que la adquisici\u00f3n de un veh\u00edculo nuevo sea accesible y atractiva\u2019, se\u00f1al\u00f3. \u201dTradicionalmente, la tolerancia al riesgo de las entidades crediticias ha oscilado como un p\u00e9ndulo, y en este momento estamos viendo un lado m\u00e1s reacio al riesgo. Pero si los pagos siguen mejorando, podr\u00edamos ver una flexibilizaci\u00f3n de los criterios de cr\u00e9dito\u00bb.\u201d<\/p>\n<p><em>Experian (06\/11\/18) Matt Tatham<\/em><\/p>\n<p><a href=\"https:\/\/www.experian.com\/blogs\/ask-experian\/sticker-shock-is-real-car-payments-hit-a-record-high\/\" target=\"_blank\" rel=\"noopener\">LEER M\u00c1S<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>El informe State of the Automotive Finance Market de Experian calcul\u00f3 que el pr\u00e9stamo promedio para veh\u00edculos nuevos...<\/p>","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","slim_seo":{"title":"Car Payments Hit a Record High - CashCo","description":"Experian's State of the Automotive Finance Market Report estimated that the average new vehicle loan reached a record $31,455 in the first quarter of 2018. The"},"_slim_seo_primary_term_category":0,"_slim_seo_primary_term_post_tag":0,"footnotes":""},"categories":[27],"tags":[],"class_list":["post-4761","post","type-post","status-publish","format-standard","hentry","category-other-news"],"acf":[],"taxonomy_info":{"category":[{"value":27,"label":"Other News"}]},"featured_image_src_large":false,"author_info":{"display_name":"CashCo","author_link":"https:\/\/cashcoloan.com\/es\/author\/michael\/"},"comment_info":0,"category_info":[{"term_id":27,"name":"Other News","slug":"other-news","term_group":0,"term_taxonomy_id":27,"taxonomy":"category","description":"","parent":0,"count":62,"filter":"raw","cat_ID":27,"category_count":62,"category_description":"","cat_name":"Other News","category_nicename":"other-news","category_parent":0}],"tag_info":false,"_links":{"self":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts\/4761","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/comments?post=4761"}],"version-history":[{"count":2,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts\/4761\/revisions"}],"predecessor-version":[{"id":4767,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts\/4761\/revisions\/4767"}],"wp:attachment":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/media?parent=4761"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/categories?post=4761"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/tags?post=4761"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}