{"id":4777,"date":"2018-05-10T08:43:42","date_gmt":"2018-05-10T15:43:42","guid":{"rendered":"https:\/\/cashco.harnessyourwebsite.com\/?p=4777"},"modified":"2021-10-07T16:05:06","modified_gmt":"2021-10-07T23:05:06","slug":"turn-the-post-office-into-a-bank-first-check-japan","status":"publish","type":"post","link":"https:\/\/cashcoloan.com\/es\/turn-the-post-office-into-a-bank-first-check-japan\/","title":{"rendered":"\u00bfConvertir la oficina de correos en un banco? Primero miren a Jap\u00f3n"},"content":{"rendered":"<p>Los esfuerzos legislativos para convertir al Servicio Postal de EE. UU. en un banco que proporcione servicios financieros baratos a las personas de bajos ingresos y a los no bancarizados podr\u00edan ser beneficiosos, pero los legisladores deber\u00edan mirar la corrupci\u00f3n que ocurri\u00f3 en Japan Post para aprender lecciones, escribe Noah Smith en un art\u00edculo de opini\u00f3n. La idea de que el servicio postal tambi\u00e9n deber\u00eda otorgar pr\u00e9stamos para competir con la industria, a menudo predatoria, de los pr\u00e9stamos de d\u00eda de pago puede ser s\u00f3lida; sin embargo, Smith advierte que hacer pr\u00e9stamos de consumo de alto riesgo a la misma tasa de inter\u00e9s que las letras del Tesoro \u201ces una forma segura de perder dinero\u201d. Sugiere implementar disposiciones estrictas para garantizar que \u201cel gobierno no act\u00fae como un usurero a la hora de cobrar\u201d los pr\u00e9stamos a corto plazo otorgados a prestatarios pobres. Smith escribe que \u201cel banco debe mantenerse al margen de los pr\u00e9stamos comerciales. No hay necesidad de repetir los errores de Japan Post\u201d.\u201d<\/p>\n<p><em>Bloomberg (05\/10\/18) Noah Smith<\/em><\/p>\n<p><a href=\"https:\/\/www.bloomberg.com\/view\/articles\/2018-05-10\/turn-the-post-office-into-a-bank-first-check-japan\" target=\"_blank\" rel=\"noopener\">LEER M\u00c1S<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Esfuerzos legislativos para convertir el Servicio Postal de EE. UU. en un banco para ofrecer servicios financieros baratos...<\/p>","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","slim_seo":{"title":"Turn the Post Office Into a Bank? First Check Japan - CashCo","description":"Legislative efforts to turn the U.S. Postal Service into a bank to provide cheap financial services to low-income people and the unbanked could be beneficial, b"},"_slim_seo_primary_term_category":0,"_slim_seo_primary_term_post_tag":0,"footnotes":""},"categories":[27],"tags":[],"class_list":["post-4777","post","type-post","status-publish","format-standard","hentry","category-other-news"],"acf":[],"taxonomy_info":{"category":[{"value":27,"label":"Other News"}]},"featured_image_src_large":false,"author_info":{"display_name":"CashCo","author_link":"https:\/\/cashcoloan.com\/es\/author\/michael\/"},"comment_info":0,"category_info":[{"term_id":27,"name":"Other News","slug":"other-news","term_group":0,"term_taxonomy_id":27,"taxonomy":"category","description":"","parent":0,"count":62,"filter":"raw","cat_ID":27,"category_count":62,"category_description":"","cat_name":"Other News","category_nicename":"other-news","category_parent":0}],"tag_info":false,"_links":{"self":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts\/4777","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/comments?post=4777"}],"version-history":[{"count":1,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts\/4777\/revisions"}],"predecessor-version":[{"id":4779,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts\/4777\/revisions\/4779"}],"wp:attachment":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/media?parent=4777"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/categories?post=4777"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/tags?post=4777"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}