{"id":5060,"date":"2018-07-16T07:48:18","date_gmt":"2018-07-16T14:48:18","guid":{"rendered":"https:\/\/cashcoloan.com\/?p=5060"},"modified":"2021-10-07T16:05:05","modified_gmt":"2021-10-07T23:05:05","slug":"senate-looks-to-fix-broken-credit-reporting-system","status":"publish","type":"post","link":"https:\/\/cashcoloan.com\/es\/senate-looks-to-fix-broken-credit-reporting-system\/","title":{"rendered":"El Senado busca arreglar un sistema de informes de cr\u00e9dito \u2018roto\u2019"},"content":{"rendered":"<p>El Comit\u00e9 Senatorial de Banca, Vivienda y Asuntos Urbanos celebr\u00f3 ayer una audiencia sobre el sistema de informes crediticios. Entre los testigos se encontraban Peggy Twohig, de la divisi\u00f3n de supervisi\u00f3n, aplicaci\u00f3n de la ley y pr\u00e9stamos justos de la Oficina para la Protecci\u00f3n Financiera del Consumidor; y Maneesha Mithal, de la oficina de protecci\u00f3n al consumidor de la Comisi\u00f3n Federal de Comercio. En particular, los legisladores se\u00f1alaron que la FTC y la BCFP carecen de autoridad para sancionar a las agencias de informes crediticios que tienen un desempe\u00f1o deficiente; y expresaron su preocupaci\u00f3n por la falta de control de los consumidores sobre su propia informaci\u00f3n. Twohig dijo que la BCFP est\u00e1 monitoreando opciones de datos alternativos y c\u00f3mo estos podr\u00edan ayudar a ampliar el acceso al cr\u00e9dito para los consumidores \u2019invisibles para el cr\u00e9dito\u201c. Ella y Mithal expresaron su apoyo a otorgar m\u00e1s poder al consumidor, pero se\u00f1alaron que un sistema de suscripci\u00f3n optativa (*opt-in*) podr\u00eda ser perjudicial en lo que respecta a la apertura del acceso al cr\u00e9dito y a los pr\u00e9stamos al consumo.<\/p>\n<p><em>HousingWire (07\/12\/18) Kelsey Ramirez<\/em><\/p>\n<p><a href=\"https:\/\/www.housingwire.com\/articles\/46049-senate-looks-to-fix-broken-credit-reporting-system\" target=\"_blank\" rel=\"noopener\">LEER M\u00c1S<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>El Comit\u00e9 de Banca, Vivienda y Asuntos Urbanos del Senado celebr\u00f3 una audiencia ayer sobre el...<\/p>","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","slim_seo":{"title":"Senate Looks to Fix 'Broken' Credit Reporting System - CashCo","description":"The Senate Committee on Banking, Housing and Urban Affairs held a hearing yesterday on the credit reporting system. Witnesses included Peggy Twohig from the Bur"},"_slim_seo_primary_term_category":0,"_slim_seo_primary_term_post_tag":0,"footnotes":""},"categories":[27],"tags":[],"class_list":["post-5060","post","type-post","status-publish","format-standard","hentry","category-other-news"],"acf":[],"taxonomy_info":{"category":[{"value":27,"label":"Other News"}]},"featured_image_src_large":false,"author_info":{"display_name":"CashCo","author_link":"https:\/\/cashcoloan.com\/es\/author\/michael\/"},"comment_info":0,"category_info":[{"term_id":27,"name":"Other News","slug":"other-news","term_group":0,"term_taxonomy_id":27,"taxonomy":"category","description":"","parent":0,"count":62,"filter":"raw","cat_ID":27,"category_count":62,"category_description":"","cat_name":"Other News","category_nicename":"other-news","category_parent":0}],"tag_info":false,"_links":{"self":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts\/5060","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/comments?post=5060"}],"version-history":[{"count":1,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts\/5060\/revisions"}],"predecessor-version":[{"id":5062,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts\/5060\/revisions\/5062"}],"wp:attachment":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/media?parent=5060"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/categories?post=5060"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/tags?post=5060"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}