{"id":5130,"date":"2018-08-06T09:36:33","date_gmt":"2018-08-06T16:36:33","guid":{"rendered":"https:\/\/cashcoloan.com\/?p=5130"},"modified":"2021-10-07T16:04:56","modified_gmt":"2021-10-07T23:04:56","slug":"banks-tighten-credit-card-standards-loosen-terms-for-business-loans-fed-survey","status":"publish","type":"post","link":"https:\/\/cashcoloan.com\/es\/banks-tighten-credit-card-standards-loosen-terms-for-business-loans-fed-survey\/","title":{"rendered":"Los bancos endurecen los est\u00e1ndares de tarjetas de cr\u00e9dito y flexibilizan los t\u00e9rminos para los pr\u00e9stamos comerciales: encuesta de la Fed"},"content":{"rendered":"<p>Las cifras: Seg\u00fan una encuesta realizada por la Reserva Federal a altos funcionarios de bancos encargados de pr\u00e9stamos, alrededor de 17% de bancos han flexibilizado los criterios y las condiciones de los pr\u00e9stamos comerciales otorgados a grandes empresas durante el segundo trimestre. M\u00e1s de 10% flexibilizaron en cierta medida esas condiciones para las peque\u00f1as empresas.<\/p>\n<p>En lo que respecta a los consumidores, el 6,5% de los bancos inform\u00f3 que hab\u00eda endurecido los criterios para los pr\u00e9stamos con tarjeta de cr\u00e9dito. Los criterios para los pr\u00e9stamos hipotecarios y para la compra de autom\u00f3viles se mantuvieron sin cambios.<\/p>\n<p>La Reserva Federal encuest\u00f3 a funcionarios de 72 bancos nacionales.<\/p>\n<p><a href=\"https:\/\/www.marketwatch.com\/story\/banks-tighten-credit-card-standards-loosen-terms-for-business-loans-fed-survey-2018-08-06\" target=\"_blank\" rel=\"noopener\">LEER M\u00c1S<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Las cifras: Alrededor de 17% de bancos han flexibilizado los requisitos y las condiciones de los pr\u00e9stamos comerciales para\u2026<\/p>","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","slim_seo":{"title":"Banks tighten credit-card standards, loosen terms for business loans: Fed survey - CashCo","description":"The numbers: About 17% of banks have eased standards and terms on business loans to large firms in the second quarter, according to senior bank loan officers su"},"_slim_seo_primary_term_category":0,"_slim_seo_primary_term_post_tag":0,"footnotes":""},"categories":[27],"tags":[51,53],"class_list":["post-5130","post","type-post","status-publish","format-standard","hentry","category-other-news","tag-business-loans","tag-credit-cards"],"acf":[],"taxonomy_info":{"category":[{"value":27,"label":"Other News"}],"post_tag":[{"value":51,"label":"business loans"},{"value":53,"label":"credit cards"}]},"featured_image_src_large":false,"author_info":{"display_name":"CashCo","author_link":"https:\/\/cashcoloan.com\/es\/author\/michael\/"},"comment_info":0,"category_info":[{"term_id":27,"name":"Other News","slug":"other-news","term_group":0,"term_taxonomy_id":27,"taxonomy":"category","description":"","parent":0,"count":62,"filter":"raw","cat_ID":27,"category_count":62,"category_description":"","cat_name":"Other News","category_nicename":"other-news","category_parent":0}],"tag_info":[{"term_id":51,"name":"business loans","slug":"business-loans","term_group":0,"term_taxonomy_id":51,"taxonomy":"post_tag","description":"","parent":0,"count":1,"filter":"raw"},{"term_id":53,"name":"credit cards","slug":"credit-cards","term_group":0,"term_taxonomy_id":53,"taxonomy":"post_tag","description":"","parent":0,"count":2,"filter":"raw"}],"_links":{"self":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts\/5130","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/comments?post=5130"}],"version-history":[{"count":1,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts\/5130\/revisions"}],"predecessor-version":[{"id":5132,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts\/5130\/revisions\/5132"}],"wp:attachment":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/media?parent=5130"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/categories?post=5130"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/tags?post=5130"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}