{"id":5458,"date":"2019-04-12T11:26:20","date_gmt":"2019-04-12T18:26:20","guid":{"rendered":"https:\/\/cashcoloan.com\/?p=5458"},"modified":"2021-10-07T16:04:08","modified_gmt":"2021-10-07T23:04:08","slug":"more-than-1-in-3-americans-dont-realize-how-theyre-affected-by-bad-credit","status":"publish","type":"post","link":"https:\/\/cashcoloan.com\/es\/more-than-1-in-3-americans-dont-realize-how-theyre-affected-by-bad-credit\/","title":{"rendered":"M\u00e1s de 1 de cada 3 estadounidenses no se da cuenta de c\u00f3mo le afecta un mal historial crediticio"},"content":{"rendered":"<p>Una encuesta de consumidores realizada por <em>U.S. News &amp; World Report<\/em> se descubri\u00f3 que el 34 por ciento de los estadounidenses no sab\u00eda c\u00f3mo una mala puntuaci\u00f3n de cr\u00e9dito puede afectar su vida y el 20 por ciento no estaba seguro de c\u00f3mo consultar su informe de cr\u00e9dito. La Encuesta de Educaci\u00f3n Financiera tambi\u00e9n revel\u00f3 que el 31 por ciento de los encuestados no supo decir qu\u00e9 significa APR (por sus siglas en ingl\u00e9s), y m\u00e1s del 48 por ciento no sab\u00eda que su APR pod\u00eda cambiar. Mientras tanto, solo el 41 por ciento de los consumidores respondi\u00f3 correctamente que los intereses se aplican a un saldo renovable, el 26 por ciento sab\u00eda que cerrar una cuenta antigua puede tener un impacto negativo, y menos del 40 por ciento sab\u00eda que no es necesario mantener un saldo en la tarjeta mes a mes para mejorar su puntuaci\u00f3n de cr\u00e9dito.<\/p>\n<p><a href=\"https:\/\/www.usnews.com\/info\/blogs\/press-room\/articles\/2019-04-02\/more-than-1-in-3-americans-dont-realize-how-theyre-affected-by-bad-credit\" target=\"_blank\" rel=\"noopener noreferrer\">LEER M\u00c1S<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Una encuesta de consumidores realizada por U.S. News &amp; World Report revel\u00f3 que el 34 por ciento de los estadounidenses...<\/p>","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","slim_seo":{"title":"M\u00e1s del 1 de cada 3 estadounidenses no se dan cuenta de c\u00f3mo est\u00e1n afectados por un mal cr\u00e9dito - CashCo","description":"Una encuesta realizada por U.S. News &amp; World Report revel\u00f3 que el 34 por ciento de los estadounidenses desconoc\u00eda c\u00f3mo una mala calificaci\u00f3n crediticia pod\u00eda afectar su vida y el 20 por ciento no estaba seguro de c\u00f3mo afectar\u00eda a su vida."},"_slim_seo_primary_term_category":0,"_slim_seo_primary_term_post_tag":0,"footnotes":""},"categories":[27],"tags":[126],"class_list":["post-5458","post","type-post","status-publish","format-standard","hentry","category-other-news","tag-bad-credit"],"acf":[],"taxonomy_info":{"category":[{"value":27,"label":"Other News"}],"post_tag":[{"value":126,"label":"bad credit"}]},"featured_image_src_large":false,"author_info":{"display_name":"CashCo","author_link":"https:\/\/cashcoloan.com\/es\/author\/michael\/"},"comment_info":0,"category_info":[{"term_id":27,"name":"Other News","slug":"other-news","term_group":0,"term_taxonomy_id":27,"taxonomy":"category","description":"","parent":0,"count":62,"filter":"raw","cat_ID":27,"category_count":62,"category_description":"","cat_name":"Other News","category_nicename":"other-news","category_parent":0}],"tag_info":[{"term_id":126,"name":"bad credit","slug":"bad-credit","term_group":0,"term_taxonomy_id":126,"taxonomy":"post_tag","description":"","parent":0,"count":1,"filter":"raw"}],"_links":{"self":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts\/5458","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/comments?post=5458"}],"version-history":[{"count":1,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts\/5458\/revisions"}],"predecessor-version":[{"id":5463,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts\/5458\/revisions\/5463"}],"wp:attachment":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/media?parent=5458"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/categories?post=5458"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/tags?post=5458"}],"curies":[{"name":"buen juego","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}