{"id":5464,"date":"2019-04-15T10:29:29","date_gmt":"2019-04-15T17:29:29","guid":{"rendered":"https:\/\/cashcoloan.com\/?p=5464"},"modified":"2021-10-07T16:04:08","modified_gmt":"2021-10-07T23:04:08","slug":"millennials-and-gen-z-have-lowest-credit-scores-of-any-generation","status":"publish","type":"post","link":"https:\/\/cashcoloan.com\/es\/millennials-and-gen-z-have-lowest-credit-scores-of-any-generation\/","title":{"rendered":"Los millennials y la generaci\u00f3n Z tienen los puntajes de cr\u00e9dito m\u00e1s bajos de todas las generaciones"},"content":{"rendered":"<p>Seg\u00fan un nuevo informe de Experian, los millennials tienen algunas de las calificaciones crediticias m\u00e1s bajas. Los datos muestran que, en el cuarto trimestre, la puntuaci\u00f3n FICO promedio fue de 665 para las personas de entre 23 y 38 a\u00f1os, en comparaci\u00f3n con un promedio nacional de 701. Los millennials empataron en la puntuaci\u00f3n promedio m\u00e1s baja con la Generaci\u00f3n Z, que incluye a personas de entre 18 y 22 a\u00f1os y es el grupo m\u00e1s joven con derecho a obtener una tarjeta de cr\u00e9dito. Los consumidores de 70 a\u00f1os o m\u00e1s obtuvieron la puntuaci\u00f3n promedio m\u00e1s alta, 756, mientras que los baby boomers ocuparon el siguiente lugar con una puntuaci\u00f3n promedio de 732. El informe tambi\u00e9n se\u00f1al\u00f3 que la situaci\u00f3n financiera de los millennials es peor que la del a\u00f1o anterior. Tienen una deuda total promedio de $80,666, un aumento del 11 por ciento respecto a 2017; un promedio de $34,770 en deuda por pr\u00e9stamos estudiantiles, un aumento del 8 por ciento; y un saldo promedio en tarjetas de cr\u00e9dito de $5,231, lo que representa un aumento del 7 por ciento.<\/p>\n<p><a href=\"https:\/\/www.nydailynews.com\/life-style\/ny-millennials-lowest-credit-scores-experian-20190405-za55mgzeqnf6jkqgopwau6x4we-story.html\" target=\"_blank\" rel=\"noopener noreferrer\">LEER M\u00c1S<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Los millennials tienen algunas de las peores calificaciones crediticias, seg\u00fan revela un nuevo informe de Experian. Los puntajes FICO...<\/p>","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","slim_seo":{"title":"Millennials and Gen Z Have Lowest Credit Scores of Any Generation - CashCo","description":"Millennials have some of the worst credit ratings, a new Experian report finds. FICO scores averaged 665 in the fourth quarter for people aged 23 to 38, the dat"},"_slim_seo_primary_term_category":0,"_slim_seo_primary_term_post_tag":0,"footnotes":""},"categories":[27],"tags":[130,128,63],"class_list":["post-5464","post","type-post","status-publish","format-standard","hentry","category-other-news","tag-credit-scores","tag-gen-z","tag-millenials"],"acf":[],"taxonomy_info":{"category":[{"value":27,"label":"Other News"}],"post_tag":[{"value":130,"label":"credit scores"},{"value":128,"label":"gen z"},{"value":63,"label":"millenials"}]},"featured_image_src_large":false,"author_info":{"display_name":"CashCo","author_link":"https:\/\/cashcoloan.com\/es\/author\/michael\/"},"comment_info":0,"category_info":[{"term_id":27,"name":"Other News","slug":"other-news","term_group":0,"term_taxonomy_id":27,"taxonomy":"category","description":"","parent":0,"count":62,"filter":"raw","cat_ID":27,"category_count":62,"category_description":"","cat_name":"Other News","category_nicename":"other-news","category_parent":0}],"tag_info":[{"term_id":130,"name":"credit scores","slug":"credit-scores","term_group":0,"term_taxonomy_id":130,"taxonomy":"post_tag","description":"","parent":0,"count":1,"filter":"raw"},{"term_id":128,"name":"gen z","slug":"gen-z","term_group":0,"term_taxonomy_id":128,"taxonomy":"post_tag","description":"","parent":0,"count":1,"filter":"raw"},{"term_id":63,"name":"millenials","slug":"millenials","term_group":0,"term_taxonomy_id":63,"taxonomy":"post_tag","description":"","parent":0,"count":2,"filter":"raw"}],"_links":{"self":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts\/5464","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/comments?post=5464"}],"version-history":[{"count":1,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts\/5464\/revisions"}],"predecessor-version":[{"id":5470,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts\/5464\/revisions\/5470"}],"wp:attachment":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/media?parent=5464"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/categories?post=5464"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/tags?post=5464"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}