{"id":5578,"date":"2019-06-21T09:58:58","date_gmt":"2019-06-21T16:58:58","guid":{"rendered":"https:\/\/cashcoloan.com\/?p=5578"},"modified":"2021-10-07T16:04:08","modified_gmt":"2021-10-07T23:04:08","slug":"most-consumers-overestimate-what-it-takes-to-get-a-mortgage","status":"publish","type":"post","link":"https:\/\/cashcoloan.com\/es\/most-consumers-overestimate-what-it-takes-to-get-a-mortgage\/","title":{"rendered":"La mayor\u00eda de los consumidores sobreestiman lo que se necesita para obtener una hipoteca"},"content":{"rendered":"<p>Una encuesta reciente de Fannie Mae revela que la mayor\u00eda de los consumidores cree que para obtener una hipoteca se necesita un puntaje de cr\u00e9dito m\u00e1s alto y un pago inicial mayor de lo que realmente se requiere. De 3,647 encuestados, el 53 por ciento pensaba que se necesitaba un puntaje de cr\u00e9dito de 650, cuando muchos prestamistas en realidad aceptan puntajes de hasta 580. Por otro lado, el 40 por ciento admiti\u00f3 no saber cu\u00e1nto dinero debe dar un prestatario como pago inicial para un pr\u00e9stamo de vivienda \u2014el cual puede ser de tan solo un 3 por ciento\u2014 y menos de una cuarta parte conoc\u00eda los programas de pago inicial bajo. La mayor\u00eda de los consumidores tambi\u00e9n expres\u00f3 confusi\u00f3n sobre las relaciones entre deuda e ingresos, y el 61 por ciento no pudo indicar el porcentaje permitido. El estudio muestra que la comprensi\u00f3n de los consumidores sobre lo que se necesita para calificar para una hipoteca no ha mejorado desde el estudio original de Fannie Mae en 2015 y puede disuadir a las personas de buscar la adquisici\u00f3n de una vivienda.<\/p>\n<p><a href=\"https:\/\/www.housingwire.com\/articles\/49271-most-consumers-overestimate-what-it-takes-to-get-a-mortgage\" target=\"_blank\" rel=\"noopener noreferrer\">LEER M\u00c1S<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Una encuesta reciente de Fannie Mae revela que la mayor\u00eda de los consumidores cree que obtener una hipoteca requiere...<\/p>","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","slim_seo":{"title":"Most Consumers Overestimate What It Takes to Get a Mortgage - CashCo","description":"A recent Fannie Mae survey finds most consumers believe that obtaining a mortgage requires a higher credit score and larger down payment than what is actually r"},"_slim_seo_primary_term_category":0,"_slim_seo_primary_term_post_tag":0,"footnotes":""},"categories":[27],"tags":[57],"class_list":["post-5578","post","type-post","status-publish","format-standard","hentry","category-other-news","tag-mortgage"],"acf":[],"taxonomy_info":{"category":[{"value":27,"label":"Other News"}],"post_tag":[{"value":57,"label":"mortgage"}]},"featured_image_src_large":false,"author_info":{"display_name":"CashCo","author_link":"https:\/\/cashcoloan.com\/es\/author\/michael\/"},"comment_info":0,"category_info":[{"term_id":27,"name":"Other News","slug":"other-news","term_group":0,"term_taxonomy_id":27,"taxonomy":"category","description":"","parent":0,"count":62,"filter":"raw","cat_ID":27,"category_count":62,"category_description":"","cat_name":"Other News","category_nicename":"other-news","category_parent":0}],"tag_info":[{"term_id":57,"name":"mortgage","slug":"mortgage","term_group":0,"term_taxonomy_id":57,"taxonomy":"post_tag","description":"","parent":0,"count":2,"filter":"raw"}],"_links":{"self":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts\/5578","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/comments?post=5578"}],"version-history":[{"count":1,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts\/5578\/revisions"}],"predecessor-version":[{"id":5584,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts\/5578\/revisions\/5584"}],"wp:attachment":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/media?parent=5578"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/categories?post=5578"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/tags?post=5578"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}