{"id":5592,"date":"2019-06-27T10:09:46","date_gmt":"2019-06-27T17:09:46","guid":{"rendered":"http:\/\/cashcoloan.com\/?p=5592"},"modified":"2021-10-07T16:04:07","modified_gmt":"2021-10-07T23:04:07","slug":"older-americans-had-a-40-point-drop-in-their-credit-score-in-the-10-years-since-the-great-recession","status":"publish","type":"post","link":"https:\/\/cashcoloan.com\/es\/older-americans-had-a-40-point-drop-in-their-credit-score-in-the-10-years-since-the-great-recession\/","title":{"rendered":"Los adultos mayores en EE. UU. tuvieron una ca\u00edda de 40 puntos en su puntaje crediticio en los 10 a\u00f1os transcurridos desde la Gran Recesi\u00f3n"},"content":{"rendered":"<p>Una d\u00e9cada despu\u00e9s de que el mercado inmobiliario colapsara, las calificaciones crediticias de algunos prestatarios a\u00fan no se han recuperado. Nuevos datos de Experian muestran que, desde 2008 hasta el a\u00f1o pasado, los puntajes crediticios promedio de los consumidores de 72 a\u00f1os en adelante disminuyeron de 772 a 732, lo que marca la mayor ca\u00edda para cualquier grupo de edad. Kelley Motley, directora s\u00e9nior de an\u00e1lisis en Experian, se\u00f1ala que los adultos mayores estadounidenses adeudan mayores cantidades de deudas renovables en tarjetas de cr\u00e9dito y departamentales y usan menos tarjetas, por lo que est\u00e1n recurriendo a esas mismas l\u00edneas de cr\u00e9dito con mayor frecuencia. Los puntajes de los consumidores de 51 a 71 a\u00f1os cayeron de 723 a 706, mientras que los de 18 a 21 a\u00f1os experimentaron el mayor incremento, de 616 a 639. El informe tambi\u00e9n muestra que los puntajes crediticios aumentaron 15 puntos para los consumidores de 22 a 35 a\u00f1os, pero cayeron nueve puntos para los consumidores de 36 a 50 a\u00f1os.<\/p>\n<p><em>MarketWatch (28\/05\/19) Andrew Keshner<\/em><\/p>\n<p><a href=\"https:\/\/www.marketwatch.com\/story\/these-americans-had-a-40-point-drop-in-their-credit-score-after-the-great-recession-and-its-yet-to-recover-2019-05-24\" target=\"_blank\" rel=\"noopener noreferrer\">LEER M\u00c1S<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Una d\u00e9cada despu\u00e9s del colapso del mercado inmobiliario, los puntajes crediticios de algunos prestatarios a\u00fan no se han recuperado...<\/p>","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","slim_seo":{"title":"Older Americans Had a 40-Point Drop in Their Credit Score in the 10 Years Since the Great Recession - CashCo","description":"A decade after the housing market collapsed, some borrowers' credit scores still have not recovered. New data from Experian shows that from 2008 to last year, t"},"_slim_seo_primary_term_category":0,"_slim_seo_primary_term_post_tag":0,"footnotes":""},"categories":[27],"tags":[49,154],"class_list":["post-5592","post","type-post","status-publish","format-standard","hentry","category-other-news","tag-credit-score","tag-great-recession"],"acf":[],"taxonomy_info":{"category":[{"value":27,"label":"Other News"}],"post_tag":[{"value":49,"label":"credit score"},{"value":154,"label":"great recession"}]},"featured_image_src_large":false,"author_info":{"display_name":"CashCo","author_link":"https:\/\/cashcoloan.com\/es\/author\/michael\/"},"comment_info":0,"category_info":[{"term_id":27,"name":"Other News","slug":"other-news","term_group":0,"term_taxonomy_id":27,"taxonomy":"category","description":"","parent":0,"count":62,"filter":"raw","cat_ID":27,"category_count":62,"category_description":"","cat_name":"Other News","category_nicename":"other-news","category_parent":0}],"tag_info":[{"term_id":49,"name":"credit score","slug":"credit-score","term_group":0,"term_taxonomy_id":49,"taxonomy":"post_tag","description":"","parent":0,"count":5,"filter":"raw"},{"term_id":154,"name":"great recession","slug":"great-recession","term_group":0,"term_taxonomy_id":154,"taxonomy":"post_tag","description":"","parent":0,"count":1,"filter":"raw"}],"_links":{"self":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts\/5592","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/comments?post=5592"}],"version-history":[{"count":1,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts\/5592\/revisions"}],"predecessor-version":[{"id":5598,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts\/5592\/revisions\/5598"}],"wp:attachment":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/media?parent=5592"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/categories?post=5592"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/tags?post=5592"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}