{"id":5650,"date":"2019-07-21T19:44:58","date_gmt":"2019-07-22T02:44:58","guid":{"rendered":"https:\/\/cashcoloan.com\/?p=5650"},"modified":"2021-10-07T16:04:07","modified_gmt":"2021-10-07T23:04:07","slug":"one-simple-way-to-reduce-your-risk-of-late-payments-on-personal-loans","status":"publish","type":"post","link":"https:\/\/cashcoloan.com\/es\/one-simple-way-to-reduce-your-risk-of-late-payments-on-personal-loans\/","title":{"rendered":"Una forma sencilla de reducir el riesgo de pagos atrasados en pr\u00e9stamos personales"},"content":{"rendered":"<p>Seg\u00fan un estudio realizado con m\u00e1s de 400.000 clientes de Sallie Mae, incluidos los puntajes de cr\u00e9dito de los prestatarios en las facturas, los puntajes FICO pueden aumentar y reducir los \u00edndices de mora. Investigadores de la Universidad de Yale, la Universidad de Chicago y la Universidad de Nueva York descubrieron que los prestatarios que recib\u00edan correos electr\u00f3nicos trimestrales inform\u00e1ndoles de sus puntajes FICO actualizados ten\u00edan un 4% menos de probabilidades de tener una cuenta con un atraso de 30 d\u00edas. Adem\u00e1s, aquellos que ve\u00edan sus puntajes modificaban su comportamiento y experimentaban un aumento promedio de 8,2 puntos en sus puntajes. \u2019Parece que esto estimula un cambio positivo en una poblaci\u00f3n relativamente joven que est\u00e1 nueva en el mundo del cr\u00e9dito y, por lo tanto, puede ofrecer beneficios a largo plazo\u201c, escribieron los investigadores.<\/p>\n<p><em>MarketWatch (07\/09\/19) Andrew Keshner<\/em><\/p>\n<p><a href=\"https:\/\/www.marketwatch.com\/story\/the-no-1-way-to-reduce-the-risk-of-late-payments-on-personal-loans-2019-07-09\" target=\"_blank\" rel=\"noopener noreferrer\">LEER M\u00c1S<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Seg\u00fan un estudio de m\u00e1s de 400,000 clientes de Sallie Mae, incluidos los puntajes de cr\u00e9dito de los prestatarios...<\/p>","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","slim_seo":{"title":"Una forma sencilla de reducir el riesgo de pagos tard\u00edos en los pr\u00e9stamos personales - CashCo","description":"Seg\u00fan un estudio realizado con m\u00e1s de 400.000 clientes de Sallie Mae, los puntajes de cr\u00e9dito de los prestatarios incluidos en las facturas pueden aumentar sus puntajes FICO y reducir el riesgo de impago."},"_slim_seo_primary_term_category":0,"_slim_seo_primary_term_post_tag":0,"footnotes":""},"categories":[27],"tags":[160,73],"class_list":["post-5650","post","type-post","status-publish","format-standard","hentry","category-other-news","tag-late-payments","tag-personal-loan"],"acf":[],"taxonomy_info":{"category":[{"value":27,"label":"Other News"}],"post_tag":[{"value":160,"label":"late payments"},{"value":73,"label":"personal loan"}]},"featured_image_src_large":false,"author_info":{"display_name":"CashCo","author_link":"https:\/\/cashcoloan.com\/es\/author\/michael\/"},"comment_info":0,"category_info":[{"term_id":27,"name":"Other News","slug":"other-news","term_group":0,"term_taxonomy_id":27,"taxonomy":"category","description":"","parent":0,"count":62,"filter":"raw","cat_ID":27,"category_count":62,"category_description":"","cat_name":"Other News","category_nicename":"other-news","category_parent":0}],"tag_info":[{"term_id":160,"name":"late payments","slug":"late-payments","term_group":0,"term_taxonomy_id":160,"taxonomy":"post_tag","description":"","parent":0,"count":1,"filter":"raw"},{"term_id":73,"name":"personal loan","slug":"personal-loan","term_group":0,"term_taxonomy_id":73,"taxonomy":"post_tag","description":"","parent":0,"count":2,"filter":"raw"}],"_links":{"self":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts\/5650","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/comments?post=5650"}],"version-history":[{"count":1,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts\/5650\/revisions"}],"predecessor-version":[{"id":5656,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts\/5650\/revisions\/5656"}],"wp:attachment":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/media?parent=5650"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/categories?post=5650"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/tags?post=5650"}],"curies":[{"name":"buen juego","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}