{"id":5744,"date":"2019-12-12T14:51:06","date_gmt":"2019-12-12T22:51:06","guid":{"rendered":"https:\/\/cashcoloan.com\/?p=5744"},"modified":"2021-10-07T16:04:07","modified_gmt":"2021-10-07T23:04:07","slug":"bank-branch-closings-weigh-on-rural-communities-fed-finds","status":"publish","type":"post","link":"https:\/\/cashcoloan.com\/es\/bank-branch-closings-weigh-on-rural-communities-fed-finds\/","title":{"rendered":"El cierre de sucursales bancarias afecta a las comunidades rurales, seg\u00fan la Fed"},"content":{"rendered":"<p>Una nueva investigaci\u00f3n de la Reserva Federal revel\u00f3 que la mayor\u00eda de los condados de EE. UU. perdieron sucursales bancarias en los \u00faltimos a\u00f1os, y las comunidades rurales con residentes m\u00e1s pobres o con grandes poblaciones minoritarias han sido las m\u00e1s afectadas. El cincuenta y uno por ciento de los 3114 condados en los Estados Unidos experimentaron disminuciones netas en el n\u00famero de sucursales bancarias entre 2012 y 2017, indic\u00f3 el informe publicado el lunes, como resultado de la consolidaci\u00f3n de la industria tras la crisis financiera. Un total de 794 condados rurales perdieron en conjunto 1553 sucursales bancarias durante el per\u00edodo de cinco a\u00f1os, lo que representa una disminuci\u00f3n del 14 por ciento en el n\u00famero de instituciones. \u201cAlgunos segmentos de consumidores parecen haberse quedado sin acceso suficiente, conveniente y de bajo costo a los servicios financieros que necesitan para administrar sus vidas financieras\u201d, escribieron los investigadores de la Fed. Los investigadores de la Fed se\u00f1alaron que las tasas de inter\u00e9s de los pr\u00e9stamos aumentan a medida que crece la distancia entre un negocio y la sucursal local de su prestamista.<\/p>\n<p><em>Wall Street Journal (25\/11\/19) Yuka Hayashi<\/em><br \/>\n<a href=\"https:\/\/www.wsj.com\/articles\/bank-branch-closings-weigh-on-rural-communities-fed-finds-11574722948?mod=itp_wsj&amp;ru=yahoo\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Leer m\u00e1s<\/strong><\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Una nueva investigaci\u00f3n de la Reserva Federal encontr\u00f3 que la mayor\u00eda de los condados de EE. UU. perdieron sucursales bancarias\u2026<\/p>","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","slim_seo":{"title":"Bank Branch Closings Weigh on Rural Communities, Fed Finds - CashCo","description":"New research from the Federal Reserve found a majority of U.S. counties lost bank branches in recent years, and rural communities with poorer residents or large"},"_slim_seo_primary_term_category":0,"_slim_seo_primary_term_post_tag":0,"footnotes":""},"categories":[27],"tags":[162,164],"class_list":["post-5744","post","type-post","status-publish","format-standard","hentry","category-other-news","tag-bank-closings","tag-federal-reserve"],"acf":[],"taxonomy_info":{"category":[{"value":27,"label":"Other News"}],"post_tag":[{"value":162,"label":"bank closings"},{"value":164,"label":"federal reserve"}]},"featured_image_src_large":false,"author_info":{"display_name":"CashCo","author_link":"https:\/\/cashcoloan.com\/es\/author\/michael\/"},"comment_info":0,"category_info":[{"term_id":27,"name":"Other News","slug":"other-news","term_group":0,"term_taxonomy_id":27,"taxonomy":"category","description":"","parent":0,"count":62,"filter":"raw","cat_ID":27,"category_count":62,"category_description":"","cat_name":"Other News","category_nicename":"other-news","category_parent":0}],"tag_info":[{"term_id":162,"name":"bank closings","slug":"bank-closings","term_group":0,"term_taxonomy_id":162,"taxonomy":"post_tag","description":"","parent":0,"count":1,"filter":"raw"},{"term_id":164,"name":"federal reserve","slug":"federal-reserve","term_group":0,"term_taxonomy_id":164,"taxonomy":"post_tag","description":"","parent":0,"count":1,"filter":"raw"}],"_links":{"self":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts\/5744","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/comments?post=5744"}],"version-history":[{"count":1,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts\/5744\/revisions"}],"predecessor-version":[{"id":5750,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/posts\/5744\/revisions\/5750"}],"wp:attachment":[{"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/media?parent=5744"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/categories?post=5744"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cashcoloan.com\/es\/wp-json\/wp\/v2\/tags?post=5744"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}