This paper explores the relationship between consumers’ use of buy now, pay later (BNPL) and their credit reports. We conduct this analysis to evaluate concerns that BNPL use could negatively affect consumers’ financial health.
Similar Posts
Robo-Calls Are Getting Worse
Robocall volume has reached a frenzied pace, even as the Federal Communications Commission explores how…
A Traditional Installment Loan Can Help Your Credit Score
According to NerdWallet a traditional installment loan can help your credit score: The biggest influence…
Credit Card Interest Rates Surge Over 17 Percent for the First Time Ever
The average variable rate across credit cards tracked by Bankrate surpassed 17 percent for the…
Oregon Enacts New Vendor Data Breach Notification Requirements
Oregon Gov. Kate Brown has signed a bill that requires vendors, service providers, and other…
Millennials and Gen Z Have Lowest Credit Scores of Any Generation
Millennials have some of the worst credit ratings, a new Experian report finds. FICO scores…
Most Consumers Overestimate What It Takes to Get a Mortgage
A recent Fannie Mae survey finds most consumers believe that obtaining a mortgage requires a…