Welcome, and thank you!
We want this to be as easy and convenient for you as possible, which is why we provide you with 3 different ways to apply — you can apply online, visit one of our convenient locations, or download and fax a PDF application.
Regardless of how you choose to apply, please read all instructions and fill in all necessary blank spaces carefully and accurately.
- Once you have submitted your application it will be forwarded to the branch you have selected and processed. You will be contacted by a branch representative and asked to verify some information and possibly you will be asked some addition background questions to help us make a good credit decision.
- Please note branch office hours are 9am-6pm, Monday-Friday. You can submit a comment at the end of the application and let us know the best number to reach you between those hours.
- It usually takes between 30 and 60 minutes to verify and approve an application. Once you have been approved we’ll coordinate a time for you to come in and pick up your loan. We’ll try to have all your paperwork and your check waiting for you when you arrive.
- Unfortunately, we cannot approve everyone who applies. If in the end we are not able to approve a loan to you we want you to remember:
- All applications that are not approved at the branch level are reviewed by a supervisor. Hopefully, they will see something the branch manager did not see. If so, you may end up getting a call to come back in and pick up your loan after all.
- Even if that doesn’t happen, we want you to PLEASE think about reapplying in about 6 months. Hopefully by then we’ll be able to do something for you.
- One more thing: We are sure you know someone who could use a loan right now. Please refer them to us. If they get a loan from us we’ll give you $20 in cash just to show you our appreciation. There is no limit to this offer. Please call the branch for details.