People age 29 and younger are 93 percent more likely to have a negative opinion of credit cards than people age 59 and older, according to new research from Wallet Hub.

One completely unsurprising reason for these contrasting points of view is that “younger people are having more trouble managing their credit card debt,” Lucia Dunn, Ohio State University economics professor, said in press release. “That would give a person a negative opinion of cards”.

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